I found myself being overly stressed and almost sick because of my debt problem. I was laid off from my job I had over $10,000 in credit card debt. I found with debt consolidation I could take care of all the creditors and still be able to make my payments easily.
The first thing I did was call a credit counseling service will contact all my creditors and get them to remove some of the interest charges in late fees and accrued on my balance. They were then able to give me the debt consolidation loan that would pay off all the balances. The amount I have monthly for the loan is much less than what I was paying on each bill individually.
Being able to take care of all my debts relieved all my stress. I was more calm and able to sleep at night. I know I’d been close to becoming a candidate for high blood pressure medicine when the stress was high. I no longer feel that problem and know I am much healthier.
I’m enjoying the financial freedom I am recently attained. I pay all my bills on time, and still have money left over to be able to do a few fun things with the kids every week. I’m also not grouchy towards the kids anymore.
If you find you are having trouble paying off all your individual credit cards every month, look into way to consolidate them all into one loan. You too will be able to feel much better knowing you are taking care of your debts as promised. You will also help your attitude and life in general.
If you cannot get credit counseling, try talking to your creditors herself. When I told my brother would I had done he decided to try the same thing. He called each of his credit card companies and discussed with them the fact that he would like to pay them but needed help.
He was able to talk to each of his creditors and get them to remove and nice chunk of the balance that had been charged in interest and late fees over the past months. The payment he had to the loan he got was less than half of what he was pain every month. Now he’s no longer worried about having to foreclose on his home.
It is amazing how much health problems you can have related to financial stress. The only are you emotionally and mentally upset, your body becomes ill as well. No one should have to worry about their health because of money.You do not have to worry about anyone finding out about a debt consolidation loan because many people do it just to have lower payments monthly. Even big businesses will find a way to lower are interest rates and transfer loan balances to a guy from the loan to save money. Be relieved and be financially stable once again.